Operating across three continents we pride ourselves on our transparent relationships with our merchants, partners and consumers and our ability to offer the payment services they and their customers need.

Openpay has been a leading provider of BNPL services across AU & NZ since 2013. In 2019, we launched in the UK and in 2020 announced our expansion into the US market.

Our strongly differentiated ‘Buy now. Pay smarter.’ (BNPS) solution leverages our powerful technical platform, and provides the most flexible plans in the market, in industries where we can make a real difference, across Home Improvement, Healthcare, Auto Repair / Service, Memberships and Education as well as Retail.

Our finance-savvy customers (typically of a more mature demographic) use Openpay to budget smarter and spread payments over several months for all types of purchases.

Opypro, our unique Software-as-a-Service (SaaS) solution allows companies to manage trade accounts end-to-end, including applications, credit checks, approvals and account management. Our solution provides an affordable, scalable, low-risk way for businesses with long-term contracts to manage their accounts.

As we deliver on our mission to change the way people pay, for the better we will continue to innovate and evolve the future of payments.

Openpay FAQ?

What do I need to use Openpay?

To sign up and get started you’ll need to:

  • Be 18 years or older

  • Provide a valid email address and phone number

  • Provide a valid Visa or MasterCard (both credit or debit cards are acceptable)

  • Provide a valid photo ID

How do I sign up?

Signing up is easy. Just download the Openpay app from the Apple App Store or the Google Play store. Or you can create an account online.

Do you really charge no interest?

Yes, whatever the type of Openpay plan you chose, it will always be interest free.

What about fees?

We don’t charge any plan fees. If you miss a payment, you may be charged a late fee, but this is capped at a maximum of £15 per plan.

Is Openpay safe and secure?

Yes, protecting your information is very important to us. All sensitive information is encrypted and we maintain stringent physical, electronic and procedural safeguards to protect your information. View our privacy policy here.

Get the App here